Information We Collect Online
We collect Personally Identifiable Information from you through your use of the Site
and
Services. “Personally Identifiable Information” is individually identifiable
information about
an individual that we collect online when they seek our Services on behalf of their
business and
that we maintain in an accessible form. We collect the following types of Personally
Identifiable Information
Information You Provide
We may collect the following Personally Identifiable Information that you voluntarily
provide to
us in using our Site and Services:
-
Inquiry and Financing. When inquiring into financing we ask for your name,
company, email
address, telephone number for communication purposes. Upon application we ask
for additional
information such as, Social Security number, business information including
business name,
size, and type, and financial information including bank statements, credit card
statements,
average bank balance, personal and business credit history, payment behavior,
bank account
information, and tax identification number. We may also require proof of
business ownership
information.
When collecting this information on business and their owners it is for purposes of
verifying their
identity only. The U.S. Government implemented the beneficial ownership regulation to
help deter
financial crimes. By complying, we are doing our part in upholding the regulation to
protect the
financial system. Pursuant to our privacy policies we maintain strict security and
confidentiality
of these records using the latest programs and protocols.
When Using Our Site
We automatically collect certain Personally Identifiable Information through your
use of the
Site and Services, such as the following:
-
Usage Information. The pages on the Site you access, the frequency of access,
and what you
click on while on the Site.
-
Device Information. For example, hardware model, operating system, application
version
number, and browser.
-
Mobile Device Information. Aggregated information about whether the Site is
accessed via a
mobile device or tablet, the device type, and the carrier.
-
Location Information. Location information from Site visitors on a city-regional
basis.
-
Cookies (or browser cookies). A cookie is a small file placed on the hard drive
of your
computer. You may refuse to accept browser cookies declining their acceptance or
by
activating the appropriate setting on your browser.
Third Party Information
We may receive certain Personally Identifiable Information from you about a third
party. For
example, as part of our application feature, we may provide the name and phone
number of a to
institutions interested in providing services to you. If you submit any Personally
Identifiable
Information about another individual to us, you are responsible for making sure you
have the
authority to do so and to allow us to use their Personally Identifiable Information
in
accordance with this Privacy Policy
Disclosure of Your Information
We may disclose aggregated information about our users, and information that does
not identify
any individual, without restriction. We may also disclose personal information that
we collect
or you provide as described in this privacy policy:
-
To our subsidiaries and affiliates to fulfill the terms for which you provide
it.
-
To contractors, service providers, and other third parties we use to support our
business
and who are also bound by contractual obligations to keep personal information
confidential
and use it only for the purposes for which we disclose it to them.
-
To lenders and other financial service providers who may be able to assist you
with your
search for business financing.
-
To parties who require it in the event of a merger, divestiture, restructuring,
reorganization, dissolution, or other sale or transfer of some or all of primefi
Solutions’s
assets, whether as a going concern or as part of bankruptcy, liquidation, or
similar
proceeding, in which personal information held by us about our Site users is
among the
assets transferred.
-
For any additional purpose disclosed by us when you provide the information.
With your consent. We may also disclose your personal information:
- To comply with any court order, law, or legal process, including to
respond to any
government or regulatory request.
- If we believe disclosure is necessary or appropriate to protect the
rights,
property, or safety of primefi Solutions, our customers, or others. This
includes
exchanging information with other companies and organizations for the
purposes of
fraud protection and credit risk reduction.
Children under 18 Years
In compliance with applicable federal and state law, our Site is not intended for
children under
18 years of age. No one under age 18 may provide any personal information to or on
the Site. We
do not knowingly collect personal information from children under 18. If you are
under 18, do
not use or provide any information on this Site. If we learn we have collected or
received
personal information from a child under 18 without verification of parental consent,
we will
delete that information. If you believe we might have any information from or about
a child
under 18, please contact us. Furthermore most if not all lenders will not enter into
a loan or
financing agreement with anyone under 18 years of age. Therefore, if you are under
18 years of
age, please do not use or provide any information on this Site